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Get financing for your dental emergency. Call: 404-596-7523

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Don't put off
the emergency
treatment you need.

Get approved for financing & receive quality dental care today.

Learn More

How it Works:

Get approved for up to $2,000 to use immediately during your dental visit. EDS-Finance only requires a Job + Active Bank Account with good payment history. Follow our easy 3 step process to get funded today.


Submit Your Information

Complete our brief online inquiry form by leaving your contact information, home location, and requested loan amount. A member of our funding team will follow up immediately (max. of 24 hours).


Complete A Phone Application

Our team will contact you to complete your loan application over the phone. Be prepared to give your personal, job, and banking information for an instant approval with NO-Credit-Check.


Schedule An Appointment

Once approved, our Patient Care Team will help you schedule an appointment within our network of 60K+ dentists and communicate your approved loan amount & the funding process.

Apply Now

NO-Credit-Check Loan approval

Using EDS-Finance, you can get approved for funds to help make your dental visit more affordable based on your “ability to pay” and not a credit score. Your payday cycle and banking history will be evaluated using our cloud-based software and our funding team will have a decision within 10 seconds of submitting your application over the phone. Payments are automatically withdrawn on payday, so you don’t have to worry about missing any payments or keeping up with billing statements.

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Why EDS-Finance

We understand the financial stress patients are facing especially during an unplanned emergency. As a company we help patients navigate through the emergency process by finding a dentist in their local area within 24 hours and making the visit more affordable through our EDS-Finance option & Emergency Discount Dental Care Plan.

Once approved, our team will work with the EDS dental network and the Careington 500 network of 60k+ dental partners to schedule an emergency appointment. Our funding team will explain the loan process directly with the dental office and submit the approved loan proceeds to their billing staff within 2-3 days after the dental treatment plan has been completed.

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Start the loan process today

Let EDS help you avoid the financial burden of a dental emergency and receive the quality dental care needed to get out of immediate pain, without breaking the bank!

Get Approved


  • How does EDS-Finance work?

    Patients will follow an easy 3-step process of submitting their loan inquiry, completing an application by phone, and then scheduling an appointment using the EDS Patient Care Team.

  • How long does the approval process take?

    Once a patient completes an application over the phone with the EDS funding team, the decision will come back within 10 seconds with the approved loan amount or denial reason.

  • What are the minimum requirements for getting approved?

    The EDS funding team will need a complete application that will include: full name, SS#, home address, job & pay cycle, and bank account info (routing & account#). After submission our cloud-based software will make a decision within 10 seconds based on the banking history. (No-Credit-Check)

  • Does the loan require a down payment?

    Yes, the minimum down payment for an EDS-Finance loan is $50 and will be taken during the loan application process after an approval decision is made.

  • How does my dental visit get paid?

    EDS will disburse the approved funds directly to the dental office (based on their preferred payment method) within 2-3 days after the dental services have been completed. The dental office will need to provide EDS with a copy of the treatment plan prior to funding.

  • Does my dentist have to be in the EDS network of providers?

    No, although the preferred option will be to use a participating EDS network dentist. Any dentist that is willing to accept the EDS-Finance terms and pay the loan service fee can be used.

We apologize for the inconvenience but EDS-Finance is not accepting additional loan applications at this time. Please check back within the next 30-days if you are still interested

In the meantime, you can use our Emergency Dental Savings Plan to get up to 60% off of your dental visit if you choose to pay out of pocket:

Best Regards,
The EDS Patient Care Team